How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking account each calendar month when: 1) you are enrolled in a qualifying T-Mobile wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 11/1/18, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.
BankMobile is committed to diversity in every facet of our culture. In the current environment, we cannot and will not sit by silently going about “business as normal.” There is nothing normal or acceptable about violence, whether perpetrated by private citizens or public institutions. We will continue to be a positive force in the communities we serve and stand firmly against the systemic root cause of our shared national pain. And we will not sanction or abide intolerance and injustice through our actions or our inactions.
We stand together for change.
To those on the front lines helping us navigate COVID-19, we thank you.
BankMobile is the first completely digital bank delivering a secure financial foundation to help you grow and thrive.
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BankMobile is leading the way in mobile-first banking. We make banking more accessible and affordable—empowering people to take charge of their financial future. As a division of Customers Bank, BankMobile provides a digital bank, complete with FDIC insurance and governed by federal banking regulations.
BankMobile was formed to address the fact that there is a large and growing gap between low- and middle-income Americans and low-cost financial services.
Meet our teamInternational fraud rings are attacking financial institutions with sophisticated technology and schemes. BankMobile works hard to protect its clients from fraud. Click here to learn more about the steps we take and what you can do to protect yourself and your accounts.
